I don’t know about you, but I think all the shysters out there who find our phone numbers just assume all of us have dementia.

Sadly, for some of us, as we go on, there are memory deficits, especially if through our working years we don’t exercise our brains by reading, making and keeping friends, finding new ways of socializing that benefit us.

So, a few days ago, my telephone rang and I answered it.  A voice I didn’t recognize, but instantly knew was some hack who found my phone number and most likely my age.

So I listened to his pitch about some kind of brace for painful shoulders.  I suppose he assumes every older person has painful shoulders.  I do but would never admit it to some unknown person on the phone.

Well, I listened to his pitch and all the “wonderfulness” he wanted me to have, but when he asked for my Social Security number, I went into attack mode.

Me.  “I WILL NEVER GIVE ANYONE MY SOCIAL SECURITY NUMBER OVER THE TELEPHONE OR INTERNET!  EVER!”

Of course, I hung up and then thought about how easily an older person, maybe living alone would give the shyster the number.  Can you imagine what could occur to the victim’s financial accounts?  Bankrupt comes to mind.  And as this call was coming from an international origin, no amount of tracing it would track him down.

I’m supposing there are lists of people over Social Security age, these crooks can track down and in too many cases, defraud the innocent victim.

Even if one lives alone and has no trusted family member to keep track of their finances, it is imperative to connect with a financial entity – bank, credit union, accountants, who will investigate if changes are made and contact the account holder.

I’ve been a member of FSU Credit Union for decades and feel safe with them.  They know me by name because I’ve been with them for so long.  I laugh when I visit to do business telling them they actually own me, as all my $$ is in their place, so don’t give any of it to a thief!

Get to know your banker, keep track of your monthly accounts and if there is a discrepancy, bring it to their attention and insist on an explanation.

WE ARE NOT STUPID JUST BECAUSE WE GET OLD – KEEP YOUR BRAIN UP AND ACTIVE!   AND DON’T BELIEVE EVERYONE WHO TRIES TO SELL YOU SOMETHING OVER THE PHONE!!